More Retirement and Less Tax

Do you want a bigger retirement? Would you rather borrow, like a mortgage, and add to your retirement plan?  Imagine if you had $200,000 and wanted to buy a home in Atlanta.  You could buy a home for $200,000 or you could buy a home for $1,000,000 using the $200,000 plus a $800,000 mortgage.  Let’s say real estate values go up by 10%.  Which would you rather have $20,000 or $100,000 and why would anyone loan you $800,000?  The answer is collateral and collateral.