The world is changed, whether you are ready or not.
Do you want to know How long you will need to work? How much do you need to save for retirement? What rate of return do you need to earn on your savings for retirement income? And what steps you should take once you are retired.
Using some simplifying assumptions, we will take a hypothetical look at what results your current efforts might produce for your future.
Great news, our process uses the predictability and control of math to get you what you need out of retirement, so you are comfortable, less taxed and happy.
Then goes on to help you compound tax advantaged dollars to leave a meaningful legacy- money to your surviving spouse, children, and grandchildren.
Our initial consultation is no cost and no obligation Our results – could be life changing. Call today.
Approximately 40% of your money goes to some form of tax. Federal, state, local, municipalities, payroll tax if you are working, gasoline, sales tax, and property taxes. We can calculate your effective lifetime tax costs on your retirement accounts and use math to effectively reduce tax costs.
What if you could get out of debt in 9 years or less including your mortgage without any additional money than you spend now? Would you do it?
Most people have for an extended period of their lives approximately 25% debt to income ratio. Now would be the time to rethink your strategy. We can calculate how much interest you have on your debts and methods to mathematically lower the effective interest rate costs.
The retirement income rule of thumb is you need 80% of your working income in retirement. How are you doing on the 80% and do you think 80% is about right?
Question- Do you own a home? Did you pay cash or take out a mortgage? Why? Answer- You wanted a bigger home and used leverage on an appreciable asset
Are you doing the same thing with your supplemental retirement income and if not, why?
Your individual participant account with your company 401k may be the largest investment portfolio in your life. Investing should be done with caution and with an exit strategy to avoid market downturns.
At the core of the experience is a 6 step process- a proactive system that resolves issues so that clients always know where they are, where they are going, and how they are going to get there.